Xavier Maréchal (Reacfin)
Xavier is founder and CEO of Reacfin. Xavier is one of the co-authors of “Actuarial Modeling of Claim Counts: Risk Classification, Credibility and Bonus-Malus Systems” (Wiley, 2007). Xavier has obtained different academic degrees as MSc. Civil Engineer (Applied Mathematics), MSc. Actuarial Science and MSc. Management. Xavier has extensive experience in the actuarial field obtained during his 15 years as a principal consultant for many national and multinational insurance companies. He has gained a complementary experience in various fields going from Non-Life ratemaking and provisioning to health modeling and ALM. After several years of intensive modeling activities in Health, Non-Life and ALM, Xavier works now mainly as reviewer, mentor for consultants, and trainer. He performed several validation assignments and holds the actuarial function for a health insurance company. Xavier is a qualified actuary of the Institute of Actuaries in Belgium (IA|BE) and is involved in the Data Science and AI workgroup of the IA|BE.
Aurélie Miller (Reacfin)
Aurélie Miller is a director at Reacfin who heads our Center of Excellence for Life, Health & Pension. Mrs. Miller holds a Master of Business Engineer (Magna Cum Laude) from the Solvay Business School of the University of Brussels and a Master in Actuarial Science (Magna Cum Laude) from the University of Louvain. In 2006, she won thesis price of the Institute of Actuaries in Belgium (“IA|BE”). In 2007 Aurélie was finalist of the SCOR Award 2007 for best research work in actuarial science. She worked as a PhD student in actuarial science at the University of Louvain and as an assistant in Mathematics at the University of Brussels. Before joining Reacfin, Aurélie worked for 4 years as head of Non-Life Assets & Liabilities Modeling and Risk Management for Generali in Belgium. As such she was responsible for the development of a Non-Life ALM model and for the Solvency II project (economic capital calculation, value calculation, validations activities). She was also involved in other projects such as the improvement of the Life ALM tool and in the creation of a business plan for online sales.
Aurélie is a certified member of the Institute of Actuaries in Belgium (IA|BE).
Natacha Brouhns (Reacfin)
Mrs. Natacha Brouhns is a Managing Partner of Reacfin. She holds multiple degrees including a PhD. in Actuarial Science, MSc Actuarial Science (Magna Cum Laude), MSc. Electro-technical Civil Engineer (Magna Cum Laude), Postgraduate in Statistics (Summa Cum Laude) as well as a degree in Philosophy. Natacha is author of several publications in actuarial science both for Life and Non-Life topics. Natacha has gained deep experience in Life and Non-Life insurance industry as a modeler and validator. She has developed several ALM models for Life insurance companies and has therefore mastery as much on the liability side as on the asset side of the balance sheet. She is coordinating all learning activities at Reacfin. Natacha is a certified member of the Institute of Actuaries in Belgium (IA|BE).